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The cars in your bays aren't yours — and the coverage for them is the single most-missed line item on shop policies we review.
Number of bays and lifts, average value of customer vehicles on site overnight, services offered (transmission and engine work price differently than tires), lot security, and whether you tow. Count your worst Friday night — that's the garagekeepers limit conversation.
Garagekeepers is routinely written wrong or left off entirely by agents who don't know garage risks. A fire with six customer cars inside is a business-ending event without it. We write garage programs properly — and check your overnight exposure against your actual limits.
Two-minute form or one call. We shop multiple carriers and come back with options explained line by line.
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